Couples Policy

The following represents our policy and past practice in the application of benefits for WashU couples. Please refer to the Plan Documents or Summary Plan Descriptions for each benefit for eligibility criteria and complete plan
provisions.

Health Insurance (Health/Dental/Vision)

A spouse or domestic partner of a WashU couple may not be enrolled both as
an employee and a dependent in our health insurance or dental only plans.
Dependent children of two WashU employees may not be enrolled in both
parents’ health and/or dental only plan.

Flexible Spending

Both members of a WashU couple may enroll in the health flex spending plan up
to an individual annual maximum of $2,550. A WashU couple may enroll in the
child care flex spending for an annual combined maximum of $5,000.

Health Savings Account (HSA)

Both members of a WashU couple may enroll in the Health Savings Account if
they are each separately enrolled in WashU’s High Deductible Health Plan
(HDHP). Each spouse separately enrolled in the High Deductible Health Plan is
eligible to receive the university contribution to the HSA applicable to their
respective HDHP coverage level, provided they are making the minimum annual
HSA contribution based on their individual annual base salary. The combined
contribution elections made by the WashU couple cannot exceed the annual
HSA contribution limit for family coverage.

Life Insurance

A spouse or domestic partner of a WashU couple may only be enrolled in
optional life insurance as the employee, not as a spouse/domestic partner.
Dependent children of two WashU employees may not be enrolled in both
parents’ optional child term life insurance plans.

Dependent Child Tuition Assistance

Two full time WashU employees will receive a benefit equivalent to one full time
employee for their dependent child/children.

Two part-time WashU employees will receive a benefit equivalent to one part time
employee for their dependent child/children.

The employee applying for this benefit on behalf of their dependent child/children
must meet the eligibility/service requirement defined in the plan document in
order for the dependent child/children to receive this benefit.

Employee/Spouse/Domestic Partner Tuition Assistance

A spouse or domestic partner of a WashU couple, in which both employees are
full time, may only utilize the benefits of the Employee Tuition Assistance plan
(may not use spouse tuition assistance).

Rev. 01/2015