Current Provider: ConnectYourCare (CYC)
To login/register: Visit ConnectYourCare.com
When registering on the site, your Login ID is your WashU Employee number.
- Customer Service: 866-347-7276
- ConnectYourCare HSA Enrollment Guide (PDF)
A Health Savings Account, or HSA, is a custodial account established to receive tax-favored contributions on behalf of eligible active employees enrolled only in a qualified WashU high deductible health plan to pay for qualified medical expenses.
Not all employees will be better off with an HSA as compared with traditional low deductible or co-pay health plans. Those who are currently infrequent users of health care and/or have higher incomes and are looking for sheltered savings opportunities are likely to be the first to find HSA’s attractive.
Regular faculty or staff members working 50% FTE or more are eligible to participate in the Health Savings Account (HSA) as long as the employee is enrolled in the High Deductible Health Plan (HDHP) and not enrolled in Medicare, Tricare or have had VA benefits within the last three months. You cannot be enrolled in both the healthcare flex spending account and the health savings account at the same time through the university.
The University will contribute $400 annually to your HSA account if you are enrolled in individual coverage under the HDHP and you contribute a minimum annual amount based on your wages. The University will contribute $800 annually to your HSA account if you are enrolled in family coverage under the HDHP and you contribute the minimum annual amount based on your wages. The required minimum annual contribution is $200 per year. The $400 University contribution reduces the maximum amount you may contribute to $3,200 for an individual and the $800 University contribution reduces the maximum amount you may contribute to $6,400 for a family. In order to receive the university contribution to the HSA, you must be enrolled in the HDHP and the HSA as of January 1st of the calendar year. The University’s contribution will be a one time, lump sum deposit coincident with the employees’ January payroll.
The University contribution can only be made to the HSA account that is sponsored by the University. If you elect not to open an HSA through ConnectYourCare, then you will not receive the University contribution.
Eligible employees may enroll within 31 days after their date of hire, during the annual open enrollment in November and/or within 31 days after a family status change. You must re-enroll each year to continue your participation in this plan. Continued participation is not automatic.
Note: The university will pay the administration fees for all active employees who are currently participating in the plan. Once the employee terminates, retires, or discontinues participation in the HSA, the fees will be the responsibility of the employee.
Effective January 1, 2020, benefits eligible rehires and new hires will become eligible for coverage on their date of hire. Also, changes to benefit coverage due to a life event or job change into a benefits-eligible role will also be effective as of the date of the event for all employees. Changes made during the annual Open Enrollment period in November are effective January 1 of the subsequent year.
Filing Claims with ConnectYourCare
All health savings account claims are to be filed directly with ConnectYourCare. ConnectYourCare offers convenient ways to submit claims: