The guides and tool below include health plan details and rates, as well as an overview of the Washington University benefits available to you and your family.
Need Help? ALEX, a benefit education tool, is available to assist you with deciding which benefit plans are best for you.
Walk through plans with this benefit education tool.
Medical Plan Scenarios
WashU provides a choice of health plans; you choose the plan that meets your needs and those of your family:
- The Exclusive Provider Organization Plan (EPO)
- The Point of Service Plan (POS)
- The High Deductible Health Plan (HDHP PPO)
- The Excel Preferred Provider Organization Plan (Excel PPO)*
- The Basic Preferred Provider Organization Plan (Basic PPO)
All five plans provide coverage for the same medical and prescription drug services, as well as enrollment in the basic vision plan. How much you pay out-of-pocket in premiums, deductibles, copays and/or coinsurance varies by plan. The right plan for you will depend on your circumstances. The Example Medical Plan Scenarios above compare out-of-pocket costs for each plan under different circumstances.
*The Excel PPO is closed to new entrants as of January 1, 2023.
Eligible employees may enroll within 31 days after their date of hire, during the annual open enrollment (in November) and/or within 31 days (62 days for birth of baby) after a qualified family status change or life event.
Benefits eligible rehires and new hires will become eligible for coverage on their date of rehire/hire. Also, changes to benefit coverage due to a life event or job change into a benefits-eligible role will also be effective as of the date of the event for all employees. Changes made during the annual Open Enrollment period in November are effective January 1 of the subsequent year.
Faculty Website: Office of the Provost
The Office of the Provost provides faculty-specific resources, such as the Faculty Information Handbook, policies and reports, gender equality and Title IX, and more.
You will receive an automated email/task in your Workday inbox notifying you that you are eligible to enroll in your health and insurance benefits and that you have 31 days from your hire date to make your enrollment elections.